Jose’s wife, Maria, was born in a one-bedroom, stand-alone home on the outskirts of Playa del Carmen, Mexico.  It was a fine little home, but her father, Oscar, wanted a “real” house.  So, he worked two jobs—a 60-hour-a-week factory job, and then another 20 hours or so a week as a carpenter.

Oscar saved 50% of his income for over a decade to build his family a four-bedroom house—like the ones in the better parts of town.  He put half his family’s savings in a local community bank, and he tucked the other half away in a safe he kept hidden on their property.

On the morning Oscar planned to break ground on his family’s new house, the local community bank shuttered its doors, just hours after law enforcement declared the bank was running an illegal (and uninsured) Ponzi scheme.  90% of the deposits Oscar made were lost.  Then, the very next day, their little home was robbed at gunpoint.  In exchange for his family’s safety, Oscar offered the rest of the money he had hidden in the safe.

In the short window of 36 hours, the family lost the vast majority of their savings from years of hard work.  That night, for the first time, Maria’s mother, Olga, watched Oscar cry.  She approached Oscar with their infant daughter cradled and rocking in her arms, and said, “It’s just money.  And it’s just a house.  We have so much more than that.  We have a truly loving home.”

Oscar looked at Olga, dried his eyes, and nodded his head in agreement.  He spent the rest of the night with his baby daughter, holding her tight to his chest, reminding himself that he might not be able to give his family the house he dreamed of, but he could continue to give them a truly loving home.

And for the nine years that followed, Maria grew up in that small, loving, one-bedroom home.  After the first year, a sister, Andrea, joined her.  After the third year, a brother, Roberto, joined too.  The memories they share of that time are truly heartwarming.

For example, every day of Maria’s early grade school years, she remembers her father coming home from work just before dinner, giving her and her siblings individual hugs and kisses, and then asking them two questions: “Are you loved?  Do you have love in your heart?”  All three children would nod their heads, smiling.  Then he’d gather them all up in a big group hug and call out, “Me too!  We are blessed!  We have everything we need!”

With That House

Even though Oscar sincerely believed what he said to his children, he was still pursuing his dream of building a larger and more comfortable house for his family.  And nine years after losing all of their savings, Oscar had once again saved enough money to begin building that new house 20 feet behind their little one-bedroom home.  He started with framing out the foundation of the kitchen that Maria’s mother had always quietly dreamed of.

One cement block at a time, paycheck by paycheck, Oscar slowly but steadily built the house he’d come so close to building nearly a decade beforehand.  First the kitchen, a large family room, and two bathrooms.  Then a master bedroom, bedrooms for each of the children, and a nice covered front patio.

In 2002, when Jose met Maria, and started falling in love with her, Oscar was still building that house.  Soon thereafter, he put the last few finishing touches on it.  The entire family celebrated for weeks on end.  And nowadays, Oscar and Olga still celebrate holidays and special occasions at the house, with all three of their children, and their children’s families, several times a year.

But this story’s priceless lesson has nothing to do with that house.

Just a Bonus

The first day Jose met Maria’s family, he noticed how sincerely loving and happy the whole family was.  He praised Oscar for the beautiful family he had, and asked him what the secret was.  Oscar spent hours sharing interesting, heartfelt stories about why his family was the luckiest one in the world.  But he never shared all the details about how their house was built.

In fact, after years of knowing Maria and her family, traveling with them, and even living with them for a short time, no one ever thought to tell Jose about how their family’s house came to be.  Jose asked questions about the construction on a few occasions.  And he received replies about the construction.

It wasn’t until after Jose and Maria got married and closed on their own first house—in Miami, Florida—that Oscar took Jose for a long walk.  He asked Jose about the details, and Jose excitedly shared information about their new neighborhood and the house.  Oscar listened intently, smiled, and then, finally, he shared the story you’ve just read about.

“My daughter does not need a house,” Oscar concluded.  “She needs a truly loving home.  And when you fill that home with children, your children will need exactly the same.  If you provide that, no matter how big or small your actual house is, your children will always want to come home to you.  The rest is just a bonus.”

Everything We Need